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920-806 - Nortel Advanced Data Networking Technology - Dump Information

Vendor : Nortel
Exam Code : 920-806
Exam Name : Nortel Advanced Data Networking Technology
Questions and Answers : 58 Q & A
Updated On : March 22, 2018
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920-806 Nortel Advanced Data Networking Technology

Article by Killexams Nortel Certification Experts


Nortel Advanced Data Networking

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AT&T instant Launches business 3G functions Powered with the aid of Nortel Networks; North america's First UMTS Networks Will offer excessive pace, advanced instant capabilities | killexams.com real questions with brain dumps

DALLAS--(enterprise WIRE)--July 20, 2004--AT&T wireless functions (NYSE:AWE) and Nortel Networks (NYSE:NT)(TSX:NT) have launched North america's first business UMTS (frequent mobile Telecommunications system) instant networks, together with the first to operate on the 1900 MHz radio frequency -- a requirement for North the united states.

These networks -- launched in Detroit, Phoenix, San Francisco and Seattle -- enable AT&T wireless to enhance capability for voice and records traffic, cut back costs and enhance facts speeds for start of refined new mobile services. the usage of Nortel Networks core and radio entry UMTS wireless options, they will additionally provide AT&T wireless subscribers and enterprise valued clientele in these four markets with high pace VPN (digital inner most community) access, multimedia audio and video applications, and advanced place-primarily based and m-Commerce features.

"This launch is a massive milestone in the North American telecommunications sector," talked about Eric Updyke, vice chairman -- 3G software management, AT&T wireless. "Nortel Networks has been a major contributor in our plans to launch the most advanced community within the united states using essentially the most familiar 3G (third generation) requirements and bringing a new technology of cell multimedia capabilities to consumers."

"Nortel Networks has correctly deployed UMTS throughout Western Europe, and a key aspect for world-category clients like AT&T wireless picking out solutions from Nortel Networks has been our acceptance for pace and nice of deployment coupled with leading network efficiency," mentioned Pascal Debon, president, instant Networks, Nortel Networks. "The AT&T wireless launch is a vital step in advancing 3G cell features here within the u.s. and we're glad to be taking a leadership position in making this a fact."

The networks will deliver AT&T wireless shoppers with typical facts speeds from 220 to 320 kilobits per 2d (kbps) -- six to eight instances quicker than dial-up -- and up to 384 kbps below top-rated conditions.

the new networks will use AT&T wireless' latest converged core -- supplied through Nortel Networks -- so as to add UMTS to latest GSM, GPRS and area capabilities.

UMTS is a in your price range alternative for provider suppliers searching for to address growing demand in potential for voice and statistics features. mixed with GSM, GPRS and facet, UMTS offers AT&T wireless more flexibility in managing its community to be certain skill in excessive-traffic areas.

Nortel Networks has been a corporation of GSM/GPRS/aspect and 3G networking equipment for AT&T instant' network when you consider that 2000. Nortel Networks is AT&T instant' business enterprise of GSM, GPRS and part core networking equipment.

Nortel Networks is deploying UMTS with lots of the world's leading operators, including Vodafone, T-cellular, Orange, mm02, Hutchison group and now AT&T instant.

Nortel Networks has designed, installed and launched greater than 300 wireless networks in over 50 countries. Nortel Networks become the business's first business enterprise with wireless networks operating in all advanced radio technologies (GSM/GPRS/side, CDMA2000 1X and 1xEV-DO, UMTS and WLAN), and is the handiest end-to-conclusion issuer of all subsequent generation wireless solutions.

About AT&T instant

AT&T wireless (NYSE:AWE) is the 2nd-biggest instant provider, based on revenues, in the united states. With 21.1 million subscribers as of March 31, 2003, and revenues of essentially US$sixteen.0 billion over the past 4 quarters. AT&T instant offers superior splendid mobile wireless communications capabilities, voice and records, to organizations and patrons, within the U.S. and internationally. For more assistance, please talk over with us at www.attwireless.com.

About Nortel Networks

Nortel Networks is an business leader and innovator focused on reworking how the realm communicates and exchanges counsel. The company is offering its carrier issuer and enterprise shoppers with communications technology and infrastructure to allow value-added IP facts, voice and multimedia services spanning instant Networks, Wireline Networks, enterprise Networks, and Optical Networks. As a global business, Nortel Networks does enterprise in additional than a hundred and fifty nations. more counsel about Nortel Networks can also be discovered on the net at www.Nortelnetworks.com or www.Nortelnetworks.com/media_center.

certain tips blanketed during this press unlock is forward-searching and is subject to crucial dangers and uncertainties. The outcomes or routine expected in these statements may additionally vary materially from genuine outcomes or activities.

factors which may trigger outcomes or hobbies to vary from latest expectations include, among different issues: the outcomes of Nortel Networks impartial assessment and planned restatement of its in the past announced or filed financial effects; the impact of the administration changes announced on April 28, 2004; the have an impact on of the inability to satisfy Nortel Networks submitting tasks on help amenities and public debt duties; the sufficiency of Nortel Networks restructuring activities, together with the advantage for larger exact fees to be incurred in connection with restructuring movements compared to the estimated expenses of such movements; endured rate reductions in spending by using Nortel Networks shoppers; fluctuations in Nortel Networks working results and customary industry, financial and market situations and increase rates; the conversation by way of Nortel Networks auditors of the existence of cloth weaknesses in internal control; Nortel Networks ability to recruit and continue certified personnel; fluctuations in Nortel Networks cash move, level of staggering debt and existing debt scores; the use of cash collateral to aid Nortel Networks general direction business actions; the dependence on Nortel Networks subsidiaries for funding; the influence of Nortel Networks defined benefit plans and deferred tax assets on effects of operations and Nortel Networks cash flows; Nortel Networks dependence on new product development and its capability to predict market demand for particular items; Nortel Networks ability to integrate the operations and technologies of acquired businesses in an outstanding method; the have an impact on of swift technological and market exchange; the impact of fee and product competition; boundaries to international growth and world financial situations, exceptionally in emerging markets and together with interest price and currency alternate rate fluctuations; the affect of clarification in the telecommunications trade; adjustments in regulation of the internet; the have an effect on of the credit dangers of Nortel Networks valued clientele and the influence of consumer financing and commitments; inventory market volatility often and as a result of acceleration of the contract date or early settlement of Nortel Networks buy contracts; the have an effect on of Nortel Networks supply and outsourcing contracts that contain start and installing provisions, which, if now not met, could result within the charge of enormous penalties or liquidated damages; the future success of Nortel Networks strategic alliances; and the adverse decision of litigation, investigations, intellectual property disputes and an identical concerns. For additional info with respect to definite of those and other factors, see the most recent kind 10 Q/A and form 10-ok/A filed by using Nortel Networks with the U.S. Securities and alternate commission.

except otherwise required by means of applicable securities legal guidelines, Nortel Networks disclaims any intention or responsibility to replace or revise any forward-searching statements, even if because of new counsel, future hobbies or otherwise.

Nortel Networks, the Nortel Networks brand, the Globemark and company without Boundaries are emblems of Nortel Networks.

Nortel Plans New Product To Bolster Optical Networks | killexams.com real questions with brain dumps

The Nortel Networks service provider plans to announce today that it has developed a new product that might boost the ability of fiber optic communications networks far past present applied sciences.

If the brand new product effectively makes the transitions from the laboratory to field trials to the industry, it could shore up Nortel's standing as a pacesetter in optical networking. Nortel, which modified its name last month from Northern Telecom Ltd. of Canada, is battling opponents starting from giants like Lucent technologies to start-u.s.like Sycamore Networks to improve advanced communications applied sciences needed to fulfill swiftly increasing world demand for cyber web facts.

In an indication of that battle's ferocity, Lucent plans to announce a product comparable to the brand new Nortel unit in a few month, executives close to that plan pointed out the day prior to this.

The product Nortel intends to announce nowadays may well be a year away. Nortel hopes to announce a communications service to try the brand new gadget within just a few weeks and to begin trials in the fourth quarter.

the new product could turn into probably the most superior member in a new household of technologies referred to as wave division multiplexing, which transmit numerous wavelengths of gentle, or colors, over a single optical fiber. A wave-division-multiplexing unit that makes use of eight channels, each a distinct colour, may raise the means of a community through eight instances a standard single-wavelength gadget.

the brand new Nortel product makes use of 160 channels, and each channel can transmit 10 billion bits of counsel a second. the new equipment could transmit 1.6 trillion bits a 2d over a single optical fiber -- sufficient skill to transmit the contents of the Library of Congress throughout the country in 14 seconds, Nortel said.

proceed analyzing the leading story

Nortel Strengthens statistics Solns With New Ethernet Switches | killexams.com real questions with brain dumps

Nortel has prolonged its Ethernet series of information options via unveiling the new Nortel Ethernet Routing switch 5600 household to permit a extra cost effective and respectable deployment of excessive-performance networks that deliver crucial aggressive potential for organizations.

This new line of excessive-conclusion, stackable Nortel switches became designed and engineered from the ground as much as bring real-time unified communications.

"agencies recognize the power of unified communications - the problem is the way to get there from here," mentioned Joel Hackney , president, commercial enterprise solutions, Nortel. "the 1st step is deploying an impressive, high-performance information community, as a result of without it, the infrastructure gained’t help video and precise-time apps critical to unified communications. the brand new family of Nortel Ethernet switches are designed to no longer only bring that performance necessary, but to accommodate the evolving needs and means unified communications will require in the future."

The Nortel Ethernet Routing swap 5600 isn't only proper for deployment in the facts centre, but advanced elements also permit the switches to be used within the aspect, distribution and core layers of the network. The 5600 switches are stack-suitable with the existing ERS 5500 switches, enabling a mixture of port speeds and densities to satisfy any utility while maintaining present investments. The 5600 additionally comprises a model with help for up to 96 Gigabit power over Ethernet ports.

The Nortel Ethernet Routing change 5600 portfolio is often obtainable now.

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Killexams 920-806 Real Questions Sample

920-806 Certification Brain Dumps Source : Nortel Advanced Data Networking Technology

Test Code : 920-806
Test Name : Nortel Advanced Data Networking Technology
Vendor Name : Nortel
Q&A : 58 Real Test Questions/Answers

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Sheriff: No leads on identity of human remains found close Fond du Lac | killexams.com real questions with brain dumps

FOND DU LAC, Wis. — The partly decomposed continues to be found a month in the past by way of deer hunters in a creek had been these of a female 15 to 21 years ancient who was probably knock-kneed and pigeon-toed, Fond du Lac County Sheriff Mick Fink spoke of today.

“How she walked and carried herself could be a distinctive attribute,” the sheriff pointed out.

Investigators accept as true with she died in late summer or early fall however her identity remained a secret.

“we're up towards it here and we understand that,” Fink said. “anything else is a opportunity. I wouldn’t rule out the rest.”

Hunters found the remains Nov. 23 in a creek 17 miles south of Fond du Lac. Investigators believe she turned into murdered based on the isolated area the place the physique changed into discovered, however Fink pointed out her reason behind loss of life turned into unknown.

specialists decided the victim became white but couldn't rule out that she had Hispanic ancestry, the sheriff said.

The victim become wearing a Zoey Beth manufacturer black right with purple trim that had a belt tie in lower back and size three Angels company jeans, Fink spoke of. She weighed one hundred ten to one hundred thirty five pounds, stood between 4 foot 9 and 5 foot 4 tall and had lengthy, easy brown hair, the sheriff spoke of.

“That’s ideal we can do at this factor,” he noted. “might be somebody will respect the clothes. someone might say, ‘I borrowed that shirt to somebody or i do know somebody who walked knock-kneed and pigeon-toed’ and hasn’t seen them for ages. it is in reality what you're hoping for.”

Detectives have investigated about 20 leads inquiring concerning the continues to be however have dominated all of them out, Fink referred to.

If the sufferer was a teen, she might have been a runaway, the sheriff talked about, indicating Milwaukee police mechanically record four hundred active runaways.

Nationally, 814,967 people acquired listed as missing or runaways in 2007 and all but about 1,seven hundred have been at last discovered, Fink referred to.

“That tells you what we're up towards right here,” he noted.

The Fond du Lac County Sheriff branch’s tip line is 1-920-806-4777.

ESSA Bancorp, Inc. declares Fiscal 2017 Fourth Quarter and whole-yr fiscal outcomes | killexams.com real questions with brain dumps

October 25, 2017 16:30 ET | supply: ESSA Bancorp, Inc.

STROUDSBURG, Pa., Oct. 25, 2017 (GLOBE NEWSWIRE) -- ESSA Bancorp, Inc. (the “enterprise”) (NASDAQ:ESSA) nowadays announced economic outcomes for fiscal three and twelve months ended September 30, 2017. The company is the protecting business for ESSA bank & have confidence (the “financial institution”), a $1.seventy eight billion asset establishment, which offers full provider retail and industrial banking, financial, and funding services from 25 locations in japanese Pennsylvania, including the Poconos, Lehigh Valley, Scranton/Wilkes-Barre and suburban Philadelphia.

The business mentioned web salary of $2.0 million, or $0.19 per diluted share, for the fourth quarter ended September 30, 2017, in comparison with net earnings of $1.5 million, or $0.14 per diluted share, for a similar quarter final yr. For the yr ended September 30, 2017, the company said internet earnings of $7.3 million or $0.sixty nine per diluted share, in comparison to $7.7 million or $0.seventy three per diluted share for the related duration in 2016.

“Our center of attention on transforming into industrial banking relationships generated nice results in fiscal 2017, together with $35 million yr-over-yr growth within the business’s commercial personal loan portfolio, and an increase in noninterest bearing deposits that are sometimes linked to business banking relationships,” observed Gary Olson, President and CEO. “We originated a corporation checklist $160 million of commercial loans and introduced $17 million of noninterest bearing deposits all the way through the yr.

“Our fiscal fourth quarter results, in certain, mirrored the initiatives we are implementing to raise operational productivity and efficiency. while we now have invested in constructing ESSA’s crew of experienced producers, we are becoming extra productive. A significant reduction of noninterest price contributed to the year-over-12 months growth in fourth quarter earnings, and we predict these nice traits will continue.”


  • total interest income within the fourth quarter of 2017 became $14.9 million, up from $14.7 million for the three months ended September 30, 2016. complete hobby earnings for the year ended September 30, 2017 changed into $58.three million in comparison to $fifty eight.four million for the fiscal 12 months ended September 30, 2016.
  • Low interest fees and a pulling down yield curve continued to place pressure on the bank’s internet interest margin and contributed to internet activity salary of $11.4 million within the fourth quarter of 2017 down from $eleven.7 million for the similar period in 2016. net pastime revenue for the 2017 12 months became $forty five.5 million in comparison to $forty six.9 million for the comparable duration in 2016.
  • Core deposits (noninterest bearing demand debts, reductions and funds market bills) rose to 60% of total deposits at September 30, 2017, in comparison with fifty eight% of total deposits at September 30, 2016.
  • total web loans at September 30, 2017 had been $1.24 billion, up 1.four% from September 30, 2016.
  • total business loans (industrial & industrial, industrial true estate, and govt), improved 9% to $420.fifty three million at fiscal year-conclusion 2017, in comparison to $385.35 million a year previous.
  • With total belongings expanding to $1.seventy nine billion at September 30, 2017 from $1.77 billion at September 30, 2016, asset great remained strong. Non-performing belongings declined to 0.88% of complete assets at September 30, 2017 from 1.24% at September 30, 2016.
  • usual pastime-incomes assets elevated to $1.64 billion for the yr ended September 30, 2017 from $1.62 billion for the yr ended September 30, 2016. Retained revenue multiplied to $ninety one.1 million at yr-end 2017, from $87.6 million at year-end 2016. total stockholders’ fairness grew to $182.7 million at September 30, 2017 from $176.three million at September 30, 2016.
  • Olson commented: “Our economic metrics have given us confidence that our plan to construct our company and be increasingly effective is taking grasp. we've announced the closing of our last three Weis Market places, as grocery store banking doesn’t fit with our strategic plan. We closed a number of grocery market places in 2016 and 2017. This represents a constant center of attention on productivity. many of the customer recreation has been consolidated into local ESSA places.

    “we will proceed to emphasize effective efficiency and asset first-class. we've a strong pipeline of commercial business as we circulate into 2018. We’re excited about the prospects.”

    Fourth Quarter and whole-12 months 2017 profits observation overview

    total interest revenue rose to $14.9 million for the three months ended September 30, 2017 from $14.7 million for the three months ended September 30, 2016. complete hobby income for the year of 2017 declined $48,000 to $fifty eight.3 million compared with 2016.

    interest expense accelerated $489,000 for the fourth quarter of 2017 in comparison to the fourth quarter of 2016, primarily reflecting a bigger base of deposits and expanded borrowing charges. accelerated costs of money market debts and certificates of deposit also contributed to the raise. The increase of reduce-pastime demand deposits, which comprised 29% of total deposits at September 30, 2017, compared with 26% of complete deposits at September 30, 2016, contributed to interest rate management. complete pastime cost for the yr of 2017 additionally expanded in comparison with 2016 for a similar primary factors.

    internet hobby income changed into $eleven.four million for the three months ended September 30, 2017 compared with $11.7 million for the related period in 2016. web hobby income become down $1.four million or 3.0% to $45.5 million for the fiscal year ended September 30, 2017 from $46.9 million for the similar length in 2016.

    The internet interest margin for the fourth quarter of 2017 became 2.seventy five%, in comparison with 2.seventy four% for the previous quarter, and a pair of.82% for the fourth quarter of fiscal 2016. Declines in net activity spreads more than offset increases in web interest earning assets for the 2017 fiscal fourth quarter in comparison to the fourth quarter of 2016. internet hobby margin turned into 2.seventy seven% for the three hundred and sixty five days ended September 30, 2017 in comparison with 2.89% for the twelve months ended September 30, 2016.

    in response to elevated lending and charge-off recreation, the business’s provision for loan losses elevated to $1.1 million for the three months ended September 30, 2017, in comparison with $750,000 for the three months ended September 30, 2016. The business’s provision for personal loan losses extended to $3.four million for the fiscal year ended September 30, 2017, compared with $2.6 million for the fiscal 12 months ended September 30, 2016.

    Noninterest earnings rose 1.9% or $forty five,000 to $2.4 million for the three months ended September 30, 2017, in comparison with the three months ended September 30, 2016. other income of $493,000 for the three months ended September 30, 2017 covered a healing of about $400,000 from the redemption by using the servicer of bought loans that had up to now been written down by the financial institution. Noninterest income decreased $584,000 or 6.7%, to $eight.2 million for the fiscal yr ended September 30, 2017, in comparison with $8.eight million for the fiscal year ended September 30, 2016. The lessen in the year-conclusion 2017 comparison become basically brought on by reduced gain on sale of investments in fiscal 2017.

    Noninterest expense reduced 9.eight% to $10.2 million for the three months ended September 30, 2017 compared with $eleven.three million for the similar length in 2016. The fundamental motives for the lessen protected decreases in occupancy and device of $173,000, promoting of $187,000 and other prices of $312,000 along with a rise within the profit of foreclosed precise property of $203,000. These advancements essentially mirrored the enterprise’s can charge administration initiatives.  Noninterest fee reduced $1.4 million or three.3% to $forty one.four million for the year ended September 30, 2017 compared with $42.9 million for the similar length in 2016. The simple factors for the reduce blanketed decreases in all working fee classes apart from compensation and worker advantages, knowledgeable expenses and promoting. The decreases are the result of the enterprise’s strategic aim to develop into extra cost productive.

    revenue taxes for the 12 months ended September 30, 2017 reduced $992,000 to $1.6 million from $2.6 million for the yr ended September 30, 2016. The lessen changed into essentially the effect of lessen earnings earlier than taxes and the adoption of ASU 2016-09, which resulted in cognizance of all extra tax benefits for share-based mostly payment awards to be recognized in revenue taxes. in the past such tax merits were recognized in extra paid in capital.

    steadiness Sheet, Asset great and Capital Adequacy evaluate

    complete property grew $12.7 million to $1.seventy nine billion at September 30, 2017, from $1.seventy seven billion at September 30, 2016.  This increase was primarily as a result of increases in loans receivable.

    total deposits expanded $60.0 million, or four.9%, to $1.27 billion at September 30, 2017, from $1.21 billion at September 30, 2016.  all over the equal period, borrowings decreased $forty eight.4 million, as the company focused on funding growing to be lending pastime from inner deposits.

    Loans receivable, web of allowance for loan losses, was $1.24 billion at September 30, 2017 compared with $1.22 billion at September 30, 2016. Declines in residential, customer, and indirect auto lending have been greater than offset by means of increased industrial lending.

    business real estate loans extended to $318.three million at September 30, 2017 from $288.4 million at September 30, 2016, whereas industrial & industrial loans totals had been $forty four.1 million at September 30, 2017 in comparison with $40.0 million at September 30, 2016. Residential personal loan lending declined $9.9 million in 2017, reflecting persisted smooth housing demand in lots of the financial institution’s market areas.

    indirect auto and customer lending lowered a little bit at September 30, 2017 compared to September 30, 2016.

    “We continue to address the carrying on with gradual financial recuperation impacting a lot of our markets,” explained Olson. “Housing has been notably challenging. youngsters, we proceed to make first-class residential mortgage loans. we're assisting our communities every time possible to dwell on the course of generating enterprise undertaking.”

    The business reported continuing sound asset pleasant measurements.  Nonperforming belongings have been $15.7 million, or 0.88%, of total assets at September 30, 2017, $22.0 million, or 1.24%, of total property at September 30, 2016 and $20.eight million, or 1.18%, at June 30, 2017. internet loan charge-offs in fiscal fourth quarter 2017 had been $956,000 compared to $1.1 million in fiscal fourth quarter 2016. web loan charge-offs were $3.0 million for the year ended September 30, 2017 in comparison to $2.4 million for the same period in 2016. The allowance for loan losses became $9.four million, or 0.seventy five% of loans staggering, at September 30, 2017 compared to $9.1 million, or 0.74% at September 30, 2016.

    The financial institution continued to display fiscal energy, with a Tier 1 leverage ratio of about 9.14%, exceeding accepted regulatory requirements for a well-capitalized establishment. The company maintained a tangible fairness to tangible belongings ratio of 9.forty four%.

    Stockholders’ fairness improved $6.4 million to $182.7 million at September 30, 2017, from $176.three million at September 30, 2016. Tangible e-book cost per share at September 30, 2017 extended to $14.forty, compared with $14.05 at September 30, 2016. The business paid a quarterly cash dividend of $0.09 per share on September 30, 2017.

    in regards to the business: ESSA Bancorp, Inc. is the keeping business for its wholly-owned subsidiary, ESSA financial institution & have faith, which changed into formed in 1916.  Headquartered in Stroudsburg, Pennsylvania, the company has total belongings of $1.seventy eight billion and has 25 community places of work during the more suitable Pocono, Lehigh Valley, Scranton/Wilkes-Barre, and suburban Philadelphia areas. ESSA bank & have faith presents a full range of business and retail economic services, monetary advisory and asset administration capabilities.  ESSA Bancorp Inc. stock trades on the NASDAQ world Market (SM) below the symbol “ESSA”.

    ahead-searching Statements

    definite statements contained herein are “ahead-looking statements” inside the that means of section 27A of the Securities Act of 1933 and area 21E of the Securities trade Act of 1934. Such forward-searching statements may be recognized by way of reference to a future duration or durations, or by means of forward-searching terminology, akin to “can also,” “will,” “accept as true with,” “expect,” “estimate,” “count on,” “continue,” or identical terms or variations on these phrases, or the poor of these phrases. forward-looking statements are subject to numerous risks and uncertainties, including, however not restrained to, these related to the financial ambiance, mainly out there areas wherein the company operates, aggressive products and pricing, fiscal and fiscal guidelines of the U.S. government, changes in government laws affecting economic institutions, including compliance expenses and capital necessities, changes in prevailing interest costs, acquisitions and the combination of acquired groups, credit risk management, asset-liability administration, the financial and securities markets and the provision of and fees linked to sources of liquidity, and the chance elements disclosed in our annual and quarterly experiences.

    The company needs to warning readers no longer to vicinity undue reliance on such a forward-looking statements, which communicate best as of the date made. The business wishes to propose readers that the elements listed above, as well as chance factors disclosed in our Annual record on kind 10-ok (as supplemented with the aid of our quarterly reviews on form 10-Q) might affect the enterprise's financial efficiency and could trigger the company's actual effects for future intervals to differ materially from any opinions or statements expressed with respect to future durations in any current statements. The business does not undertake and in particular declines any obligation to publicly liberate the outcome of any revisions, that may be made to any ahead-looking statements to reflect events or circumstances after the date of such statements or to replicate the incidence of predicted or unanticipated movements.

    monetary TABLES comply with   ESSA BANCORP, INC. AND SUBSIDIARYCONSOLIDATED steadiness SHEET(UNAUDITED)         September 30,2017   September 30,2016   (bucks in lots) belongings     cash and due from banks $   36,008   $ 31,815   pastime-bearing deposits with other associations      5,675     eleven,843         complete cash and money equivalents     forty one,683     43,658   Certificates of deposit     500     1,250   funding securities attainable on the market     390,452     390,410   Loans receivable (net of allowance for mortgage losses of $9,365 and $9,056)                                          1,236,681     1,219,213   Regulatory inventory, at cost     13,832     15,463   Premises and equipment, net     16,234     16,844   financial institution-owned existence assurance     37,626     36,593   Foreclosed real estate     1,424     2,659   Intangible property, web      1,844     2,487   Goodwill     13,801       13,801   Deferred income taxes     10,422     eleven,885   different belongings     20,719     18,216         complete property $   1,785,218   $ 1,772,479               LIABILITIES     Deposits  $   1,274,861   $ 1,214,820   brief-term borrowings     137,446     129,460   other borrowings     174,168     230,601   Advances by using borrowers for taxes and assurance     5,163     4,956   other liabilities     10,853     16,298         complete LIABILITIES     1,602,491     1,596,a hundred thirty five               STOCKHOLDERS’ equity     common inventory     181     181   extra paid in capital     a hundred and eighty,764     181,900   Unallocated general stock held by the worker inventory ownership Plan     (eight,720 )   (9,174 ) Retained salary     ninety one,147     87,638   Treasury inventory, at can charge     (seventy nine,891 )   (eighty two,369 ) accumulated other comprehensive loss     (754 )   (1,832 )       total STOCKHOLDERS’ fairness     182,727     176,344         total LIABILITIES AND STOCKHOLDERS’ equity  $   1,785,218   $ 1,772,479   ESSA BANCORP, INC. AND SUBSIDIARYCONSOLIDATED statement OF salary(UNAUDITED)         For the Three MonthsEnded September 30, For the YearEnded September 30,       2017         2016                 2017           2016   (greenbacks in heaps) hobby earnings         Loans receivable $   12,293   $   12,328   $   48,162   $    forty nine,084 investment securities:         Taxable   2,052     1,818       8,042       7,402 Exempt from federal income tax    287     298       1,194       1,074 different investment salary    249     225         920         806 complete pastime salary    14,881     14,669       fifty eight,318       58,366           activity rate         Deposits   2,204     1,903       8,471       7,595 brief-term borrowings   526     274       1,449       658 other borrowings    728     792       2,879       three,178 total interest price      three,458       2,969       12,799       11,431                     web pastime income   11,423     11,seven-hundred       45,519       forty six,935 Provision for loan losses    1,one hundred     750       3,350       2,550                     net interest profits AFTER PROVISION FOR mortgage LOSSES                        10,323     10,950       forty two,169        44,385           NONINTEREST earnings         service expenses on deposit bills    887     895     3,440     3,552 capabilities costs and charges on loans    425     327       1,337       1,176 have confidence and investment prices    205     177       752       780 benefit on sale of investments, net      -       477       295       1,258 earnings on bank-owned life coverage      258       245     1,033     938 insurance commissions       one hundred seventy       206       747       843 other     493       sixty six       595       236 complete noninterest earnings     2,438       2,393       eight,199       8,783           NONINTEREST expense         Compensation and employee advantages       6,091       6,119     24,420     23,630 Occupancy and device      1,085       1,258       4,472       5,129 professional prices    736     816     2,886     2,529 information processing    884     964     three,657     3,960 advertising    337     524     1,137     1,061 Federal Deposit coverage agency Premiums       225         248        870       1,160 (gain)loss on foreclosed actual property      (250 )     (47 )     (370 )     27 Merger connected prices      -        -       -       245 Amortization of intangible assets      158       one hundred seventy five       643       763 different     946       1,258       3,723       four,354 complete noninterest cost    10,212     11,315       41,438       42,858           income before revenue taxes      2,549       2,028       8,930       10,310 earnings taxes      540        499       1,591       2,583                     net salary  $   2,009   $   1,529   $   7,339   $   7,727             For the Three MonthsEnded September 30, For the YearEnded September 30,   2017 2016 2017 2016 earnings per share:         fundamental  $   0.19   $   0.15   $   0.69   $   0.74 Diluted  $   0.19   $   0.14   $   0.sixty nine   $   0.73


                For the Three MonthsEnded September 30, For the YearEnded September 30,     2017     2016     2017     2016     (greenbacks in lots) (bucks in hundreds) CONSOLIDATED average BALANCES:                            complete property $   1,771,002   $   1,763,741   $   1,763,409   $   1,732,496   total hobby-earning assets   1,649,279     1,648,479     1,641,915     1,623,a hundred thirty   total activity-bearing liabilities   1,413,030     1,421,228     1,415,626     1,397,068   complete stockholders’ equity   183,288     179,067     178,629     one hundred seventy five,487             PER ordinary SHARE facts:         general shares spectacular - primary   10,704,554     10,456,404     10,601,733     10,398,488   standard shares staggering - diluted   10,766,159     10,579,315     10,663,457     10,519,068   book price shares   eleven,596,263     11,393,558     11,596,263     eleven,393,558             net hobby rate spread   2.65 %   2.seventy five %   2.69 %   2.81 % net hobby margin   2.seventy five %   2.eighty two %   2.seventy seven %   2.89 %

    Contact: Gary S. Olson, President & CEO company office: 200 Palmer StreetStroudsburg, Pennsylvania 18360Telephone: (570) 421-0531


    Marie Brizard Wine & Spirits : MBWS H1 2017 consequences | killexams.com real questions with brain dumps

    Paris, 20 September 2017

    MBWS H1 2017 consequences

  • web income growth of +three.9% vs H1 2016

  • EBITDA of - €1.9m due to A&P investment enhance of €3m and to the influence of latest routes-to-market in Poland and the us

  • net income of €2.2m in H1 2017

  • €6.8m operating money circulation growth in H1 2017

  • Marie Brizard Wine and Spirits (Euronext: MBWS), today announced its consolidated outcomes for the first half of the year, to 30 June 2017.*  The money owed were permitted by means of the business's Board of administrators on 19 September 2017.  The audit of the consolidated money owed at 30 June 2017 has been carried out and the auditor's report is being finalized.

    As said on 27 July 2017, consolidated web sales grew +three.9% to €212.5m within the first half of the 12 months. Consolidated EBITDA totalled -€1.9m in H1 2017, in comparison to €0.4m** in H1 2016.  Consolidated internet revenue in H1 2017 changed into €2.2m, versus -€13.6m within the first half of ultimate year.

    Jean-Noël Reynaud, CEO of MBWS, commented: "As predicted, the EBITDA consequences for the first half of 2017 had been negatively impacted by way of the reconfiguration of our routes-to market in Poland and the united states at yr-conclusion 2016.  additionally, our groups have persisted to face a couple of ongoing challenges, equivalent to huge pricing pressure in Poland, evolving dynamics within the vodka market within the u.s., and the lackluster growth of spirits in France." 

    Mr. Reynaud persevered, "despite these brief-term headwinds, we now have persevered to invest behind our manufacturers to place them for growth, with advertising and advertising increasing with the aid of three million euros within the first half of 2017 to reach 9.four% of Branded company earnings, according to our growth method.  These investments, in addition to the market components outlined, have affected our brief-term profitability, principally within the first quarter of the year.  having said that, the market share positive aspects made by using William Peel, Sobieski, flavored Krupnik, and Fruits and Wine in their respective markets proceed to encourage us within the pursuit of our boom method.  we're also convinced with the dynamic boom of Marie Brizard and Cognac Gautier that we're seeing throughout our geographies.

    "We stay confident in the ability of our business model -- anchored within the growth of the mainstream section of the wine and spirits markets - to power lengthy-time period boom and cost creation by way of the execution of MBWS' differentiated approach to the wine and spirits classes.  moreover, i want to underscore the advancements we have made in our cash movement, Working Capital 1 improving by way of €33m in the first half of the 12 months, and working cash movement increasing by using €6.8m in the identical period," concluded Mr. Reynaud.

    * All percent boom costs in this document are expressed in organic terms and exclude international currency have an impact on, until brought up otherwise.**   EBITDA restated from €0.5m

    H1 2017 Condensed profits observation

    In €m, apart from EPS H1 2016   H1 2017       internet income (except for excise tax) 202.3*   212.5 Gross gainsixty nine.7*   seventy two.5 Gross margin 34.5%* 34.1% EBITDA 0.four*   -1.9 present working income -1.7   -6.1 Attributable net profits -13.5   2.2 earnings per share - 0.50   0.08

    * H1 2016 net sales has been restated to mirror the cancellation of distribution contracts of Mateus and Ferreira in WEMEA, the reclassification of the Pulco contract in Spain to the inner most Label category, and the sale of Augustowianka in Poland.

    web revenue, excluding excise tax, totalled €212.5m within the first semester of the 12 months, an increase of 3.9% (on a restated groundwork) in comparison to H1 2016. 

    Gross profit in H1 2017 become €seventy two.5m.  Gross margin for the semester changed into 34.1%, an erosion of 0.four percentage aspects in comparison to H1 2016, caused by different organizations.  The narrowing of the consolidated gross margin is as a result of the improved weight of other organizations in the consolidated net earnings mix in H1 2017 (42.5%) as in comparison to the old yr (39.6%).

    complete EBITDA for the length was -€1.9m, a decrease from €0.4m suggested for the primary half of 2016.  This lessen is because of the €3m raise in advertising and merchandising investment and to a biking impact concerning headcount boom at the corporate stage, as new hires mostly took vicinity in H2 2016.

    Attributable web salary improved to €2.2m in H1 2017, from -€13.5m a year ago.  The net revenue boost is due most enormously to the sale of the old headquarters of Marie Brizard in Fondaudège, Bordeaux, and reduce net financial fee, a result of having reimbursed the entirety of the frozen debt in 2016.

    H1 2017 EBITDA by using Cluster

    H1 2016 Restated biological boom foreign money influence H1 2017 organic increase (excl. currency impact) biological growth (incl. forex have an effect on) Branded enterprise           Western Europe, core East & Africa three.6 -0.6 0.0 three.0 -16.5% -16.5%   valuable and jap Europe 2.3 -0.1 0.0 2.2 -three.6% -three.eight%   Americas 0.8 0.three 0.0 1.1 31.2% 28.6%   Asia Pacific -0.3 -0.4 0.0 -0.7 -117.6% -117.6% Sub-total Branded business 6.four -0.8 0.0 5.6 -12.4% -12.eight%  

    company costs

    -5.5 -0.6 0.0 -6.1 -10.3% -10.3% complete Branded enterprise 0.8 -1.4 0.0 -0.6 NM NM  

    different corporations

    -0.4 -0.90.0 -1.3 -223.9% -234.four% Disposed belongings -0.1 0.0 0.0 -0.1 35.four% 33.9% complete MBWS 0.4 -2.2 -0.1 -1.9NM NM

    * H1 2016 EBITDA restated to replicate the cancellation of the Mateus and Ferreira distribution contracts in WEMEA, the reclassification of Pulco in Spain to inner most Label endeavor, and the sale of the Augustowianka water brand in Poland.

    For the primary half of 2017, the Branded business generated web sales of €122.2m, a -1.0% reduce versus the outdated yr.  web earnings growth of two.eight% and 34.5% within the CEE and Asia Pacific clusters respectively became offset via     -12.1% and -1.9% earnings decreases in the Americas and WEMEA clusters.   different agencies posted web sales boom of +11.3%.

    The €3m boost in A&P price ended in an EBITDA lower in most clusters.  consequently, the EBITDA suggested by means of the Branded enterprise in H1 2017 totalled -€0.6m, in comparison to the €0.8m reported in H1 2016.  with the exception of the Americas place, which generated EBITDA boom of 31.2% to €1.1m in the first half of the yr, all other clusters suggested EBITDA decreases versus the yr-in the past duration.  

    other organizations generated an EBITDA loss of -€1.3m in H1 2017, versus -€0.4m within the yr-in the past period.

    Western Europe, middle East and Africa: bigger advertising cost and one-off income-sharing cost

    H1 2017 net revenue within the Western Europe, core East and Africa cluster (WEMEA) totalled €66.4m, a -1.9% lower versus the old yr.  EBITDA in the WEMEA location totalled €3.0m in H1 2017, a decrease of -sixteen.5% in comparison to the first semester of 2016. 

    most of the pillar brands delivered market share beneficial properties in the first half of the year.  In France, MBWS' spirits manufacturers confirmed their dynamism in a gradual market: William Peel extra consolidated its leadership of the scotch whisky market with share boom of +0.four points.  Sobieski also increased its share of the market to attain a 15.7% share.  Fruits and Wine endured to give a boost to its management position within the flavored wine category, turning out to be its market share via +0.5 pts to 30.2%. (Sources:  Nielsen YTD P06 2017; IRI P6 2017).

    H1 2017 EBITDA became restrained by means of a one-off cost of €0.5m involving worker earnings-sharing in the sale of Marie Brizard's ancient headquarters in Fondaudège, Bordeaux, and via increased promoting and promotion rate throughout the cluster.  

    vital and eastern Europe: EBITDA decrease, however enhancing product mix and price optimization in Poland

    exact-line boom within the principal and jap Europe cluster (CEE) reached €forty three.0m in H1 2017, +2.8% versus the outdated yr.  The CEE cluster generated H1 2017 EBITDA of €2.2m, a lower of -3.6% versus year ago. 

    The H1 2017 EBITDA reduce changed into concentrated in Poland within the first quarter of the 12 months.  regardless of the EBITDA reduce, MBWS-Poland stated fantastic income dynamics with an development in product combine driven via the double-digit growth of Krupnik flavored vodka and lessen can charge of goods bought because of production cost optimization.  These high-quality traits had been offset primarily with the aid of better exchange support, promoting and promoting in response to very robust aggressive power in the vodka market.  

    The consequences in Lithuania and Bulgaria partly offset the performance in Poland due to superb expense combine and optimized cost of items bought (fuelled by means of the brand new alcohol rectification facility in Lithuania which become finalized in mid-2016).  The cluster's export markets additionally contributed to growth.  

    Americas: EBITDA boom

    The Americas cluster reported H1 2017 internet sales of €11.2m, a lower of -12.1% as in comparison to the primary half of the outdated 12 months, with the decline targeted greater closely in the first quarter of this yr.  

    in the u.s., Sobieski out-carried out the imported vodka section in some states (those measured by using NABCA), although it has now not been proof against the affect of the strong competition within the vodka market.  Sobieski weak point turned into in part offset by the dynamic increase of MBWS pillar manufacturers Marie Brizard and Cognac Gautier.  MBWS' pillar company revenue additionally endured to grow greatly in Canada.

    The cluster generated EBITDA of €1.1m in H1 2017, a rise of 31.2% vs the old yr, caused by can charge optimization and price at the company degree of a component of the cluster's advertising and promotion charges. The wonderful effects within the u.s. also offset ongoing losses in Brazil, on account of continuing macroeconomic volatility.

    Asia-Pacific: investing in increase

    The Asia-Pacific cluster suggested net earnings of €1.6m in H1 2017, representing 34.5% boom versus the outdated 12 months, and driven primarily via the ramp-up of William Peel distribution in China.  revenue of Marie Brizard in Australia and Fruits & Wine in Japan additionally contributed to proper-line boom all over the length.

    EBITDA in the Asia-Pacific cluster became -€0.7m throughout the duration, compared to -€0.3m in H1 2016.  This loss is as a result of the tremendous company funding in China basically, according to MBWS' growth strategy for the Asia-Pacific cluster, as well because the ongoing strengthening of MBWS' Asian management groups.

    different organizations

    other businesses generated an EBITDA lack of -€1.3m in H1 2017, versus -€0.4m in the yr-in the past period, due primarily to the have an effect on of the continuing competitive pricing drive in the vodka market in Poland over the primary half of the year, which in turn had a major influence on the results of Sobieski alternate.

    corporate fees

    corporate fees grew by using 10.3% in the length, as compared to H1 2016, and totalled €6.1m.  here is due partly to a rise in promoting and merchandising cost, a component of which is recorded (in some instances, such as the u.s. business) on the corporate stage.  The bigger charges also reflect the ongoing strengthening of MBWS' administration crew within the 2nd half of closing yr, and the impact of an IFRS 2 cost related to employee compensation.  

    These prices had been in part offset by way of lessen consultant charges as the business persisted to internalize a number of capabilities.

    H1 2017 stability Sheet and Cashflow

    At 30 June 2017 the business had shareholders' equity of €233.8m, pretty much flat as in comparison to 31 December 2016.    

    In €m            

    money position at 31 December 2016 Chge in WC 1 Chge in WC2 Taxes Paid Capex change in financial institution loans Share buybacks SoldAssets Non-controlling interest buybacks Others money position at 30 June 2017 forty nine.933.0 -24.2 -1.2 -14.2 5.3 -1.513.5 -0.9 -2.0 57.7                                            

    MBWS' cash positon increased by using €7.eight.m in H1 2017, from €forty nine.9m at 31 December 2016 to €57.7m at 30 June 2017. 

    The business's cash place has enhanced basically as a result of an improvement in Working Capital 1 pushed by greater favorable charge terms to suppliers, principally in France.   The institution of a income and Operations Planning equipment (a most appropriate observe inside operations administration) has additionally enabled superior stock administration, with inventory ranges down a bit of.  Working Capital 2 turned into negatively plagued by a decrease in tax payables in Lithuania and Poland.   

    Capex all over the period extended by using €14.2m and was used for the development of a distillation facility in Lancut, Poland. 

    The sale of Marie Brizard's historic headquarters in Fondaudège, Bordeaux produced impressive salary of €13.5m.

    The company's monetary debt turned into €59.6m at 30 June 2017, a rise in comparison to €fifty two.0 at 31 December 2016.  here is due basically to bank debt of €sixty two.5m, in vicinity in view that can also 2016, with €45m drawn down at 30 June 2017.


    For the second half of 2017, MBWS expects ongoing pricing pressure in the vodka markets in Poland and the USA, with a possible brief-time period bad affect on the enterprise's margin.  in the long run, the trend towards low cost spirits provides additional evidence of the pertinence of MBWS' mainstream company mannequin, and encourages the business within the execution of its strategic plan for growth to 2020.  

    fiscal Agenda

    MBWS will document its Q3 2017 internet earnings on seventh November 2017.

    About Marie Brizard Wine & Spirits (MBWS) Marie Brizard Wine & Spirits produces and sells a number of wine and spirits primarily in Europe and the U.S..  MBWS has distinguished itself for its wisdom, the range of its manufacturers, and a long way of life and background of innovation.  From the inception of Maison Marie Brizard in Bordeaux, France in the yr 1755, to the launch of Fruits and Wine in 2010, Marie Brizard Wine & Spirits has efficiently developed and tailored its brands to make them contemporary while respecting their origins.  MBWS is committed to featuring value by way of offering its valued clientele daring, trustworthy, flavorful and experiential brands.  The enterprise presently has a broad portfolio of main brands in their respective market segments, most primarily William Peel scotch whisky, Sobieski vodka, Krupnik vodda, Fruits and Wine flavored wine, Marie Brizard liqueurs and Cognac Gautier.  Marie Brizard Wine & Spirits is listed on the regulated market of Euronext Paris, Compartment B (ISIN code FR0000060873, ticker MBWS) and is blanketed within the EnterNext© PEA-PME 150 index, among others.

    Press:Stéphane Pedrazzi[email protected] Tel: +33 1 76 28 40 71Investors:Raquel Lizarraga[email protected] Tel: +33 1 forty three ninety one 50 18

    Simon Zaks, photo Sept[email protected] Tel: +33 1 fifty three 70 seventy four 63

    Appendix 1: H1 2017 Consolidated profits observation

    (in lots of euros)  

    30.06.2017(6 months)

           30.06.2016        (6 months)     internet revenue 212,495 205,012 can charge of items offered  (139,995) (132,571) external charges    (35,908) (34,788) earnings expenses    (34,370) (32,366) Taxes and responsibilities  (4,141) (4,664) Depreciation and Amortization  (four,095) (3,one hundred seventy five) other working earnings   4,348 four,262 other operating fees (four,391) (3,407) routine operating income (6,058) (1,697) wonderful income 12,850 8,227 amazing expenses (1,012) (4,704) working earnings   5,780 1,826 interest revenue        65 124 activity fee (3,594) (957) web cost of debt (3,529) (833) different pastime income   5,283 1,382 other pastime expense (5,067) (17,679) web hobby rate (3,313) (17,130) Pre-tax salary   2,467 (15,304) income tax/credit score (254) 1,662 earnings from ongoing operations 2,213 (13,642) Attributable internet earnings 2,160 (13,529) salary per proportion0.08 -0.50

    Appendix 2: H1 2017 Consolidated stability Sheet

    (in hundreds of  euros) 30.06.2017 31.12.2016 (in lots of euros) 30.06.2017 31.12.2016 lengthy-term assets     complete shareholders' fairness 236,072 238,525 Goodwill 28,581 28,408 worker benefits 5,676 5,470 Intangible property 111,194 a hundred and ten,065 long-term provisions 1,317 1,385 Property, plant and accessories71,414 61,868 long-time period loans 5,133 4,082 economic property four,749 four,602 Deferred tax liabilities 14,323 15,493 lengthy-term by-product gadgets 253 633  different long-time period liabilities 2,387 2,391 Deferred taxes 5,535 6,087 long-term derivative gadgets 1,156 587 complete lengthy-time period belongings 221,727 211,662 total lengthy-term liabilities 29,993 29,408       short-term provisions three,504 3,913 present property seventy two,858 75,931 brief-term element of long-term debt 47,795 forty five,418 change receivables 75,715 103,one hundred forty brief-term debt 6,682 2,535 Tax receivables 1,177 699 organisation and different payables 73,449 70,993 other brief-term property 31,506 28,881 Tax liabilities 920 806 brief-term by-product devices 579 356 different brief-term liabilities sixty three,523 eighty two,a hundred and ten cash and money equivalents 57,657 forty nine,928 brief-term spinoff instruments 861 650 complete current property 239,492 258,936 complete current liabilities 196,735 206,425 property held for disposal 1,557 three,760 Liabilities held for disposal     total belongings 462,775 474,359 total LIABILITIES 462,755 474,359

    Appendix three: H1 2017 Consolidated Cashflow commentary

    (in lots of euros) 30.06.2017 30.06.2016       total consolidated web profit2,213 (13,642) Amortization and provisions 1,500 (1,379) Revaluation good points/losses (reasonable cost) seventy seven 33 affect of discounting   14,615 difference between fair cost and money received on transfer of treasury shares (one hundred forty) 34 good points/losses on disposals and dilution (eight,154) (four,929) operating money stream after web charge of debt and tax (four,505) (5,269) income tax cost (credit score) 254 (1,662) internet charge of debt three,529 833 working cash circulate earlier than net cost of debt and tax (721) (6,098)       trade in working capital 1 (inventories, change receivables and payables) 32 955 9,953 alternate in working capital 2 (other objects) (24,185) (77,839) Taxes paid (1,216) (three,917) money circulation from operating actions 6,832 (seventy seven,902)       purchase of property, plant and device and intangible belongings (14,028) (6,470) raise in loans and advances granted (313) (2,997)) lower in loans and advances granted 147 257 Disposal of property, plant and device and intangible assets 13,548 three,430 influence of exchange in consolidation scope (925) (792) money move from investing actions (1,571) (6,572)       Capital increase34 35,192 Share buybacks (1,500)  (three,282) New loans 1,551 forty three,801 mortgage reimbursement (349) (1,379) internet hobby paid (1,332) (693) net change in brief-time period debt four,149 572 money circulate from financing actions 2,552 74,211       impact from alterations in international change quotes (eighty four) (239) trade in cash and money equivalents 7,729 (10,501)

    Appendix 4: H1 2017 net sales by Cluster

    H1 2017 web earnings via Cluster

    H1 2016 Restated biological boom currency impact H1 2017 organic boom (excl. currency have an effect on) biological boom (incl. foreign money impact) WEMEA sixty seven.7 -1.3 0.0 sixty six.four -1.9% -1.9% France fifty six.3 -0.nine0.0 fifty five.4 -1.7% -1.7% leisure of WEMEA eleven.4 -0.4 0.0 eleven.0 -three.2% -three.2% CEE forty one.2 1.2 0.6 43.0 2.eight% 4.four% Poland 27.6 -0.8 0.6 27.5 -2.eight% -0.5% rest of CEE 13.five1.nine0.0 15.five14.3% 14.three% Americas 12.1 -1.five0.6 11.2 -12.1% -7.4% Asia Pacific 1.2 0.4 0.0 1.6 34.5% 34.5% Sub-total Branded enterprise 122.2 -1.2 1.2 122.2 -1.0% 0.0% different agencies: Sobieski alternate 41.1 6.91.1 49.2 16.9% 19.6% inner most Label 39.0 2.1 0.0 forty one.1 5.four% 5.4% Sub-complete different groups eighty.1 9.1 1.1 90.three 11.three% 12.7% complete MBWS 202.three 7.nine2.3 212.5three.9% 5.0%

    * H1 2016 net earnings restated to mirror the cancellation of the Mateus and Ferreira contracts in WEMEA, the reclassification of Pulco in Spain to private Label exercise ,the sale of the Augustowianka water brand in Poland (Sobieski trade), and the cancellation of the Kerrygold contract within the US.

    This announcement is distributed by using Nasdaq company solutions on behalf of Nasdaq corporate options consumers.The issuer of this announcement warrants that they are fully liable for the content, accuracy and originality of the assistance contained therein.source: Marie Brizard Wine & Spirits via Globenewswire

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    With Internet and multimedia technology playing an increasingly important role in education at every level, laying the right communications foundation is essential for educational establishments of all types.
    At 1st Communications, we understand the communications and networking needs of your educational institution. Without voice and data communications technology, it would be impossible to operate in this day and age. You would not be able to construct collaborative projects, run intranets etc.
    1st Communication's Nortel Solutions address the key issues for educational institutions, namely connectivity, mobility, security and advanced voice services. With our Nortel Solutions, you will be able to explore mobile and remote learning, introduce multimedia communications, take advantage of communication convergence and much, much more.
    1st Communications uses the following Nortel Business Solutions and Nortel Technical Solutions to provide a complete service to the Education Sector:
    Nortel Business Solutions
    Increase your Productivity
    Increase your Revenues
    Streamline your Costs
    Improve your Mobility
    Increase Customer Loyalty, Care & Retention
    Ease of Growth
    Simplify your Administration
    Protect your Investment
    Get Greater Security
    Nortel Technical Solutions
    Converged Communications
    Mobile Users
    Contact Centres
    Unified Communications
    Computer Telephony Interaction
    Interactive Voice Response
    Network Continuity
    Article by ArticleForge

    ">920-806 Nortel Nortel Advanced Data Networking Technology Visit:

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    2 Question: 1 An employee wants to set up a wireless network at home, so that the employee can work from anywhere in the house. They know that using the default security settings on the WLAN would leave their network open to attack. They would like to avoid eavesdropping passive network attacks. Which security procedure best provides authentication, encryption, and authorization? A. Enable 128-bit Wired Equivalent Privacy (WEP). B. Enable Temporal key integrity protocol (TKIP). C. Disable broadcast of the Service Set Identifier (SSID). D. Limit logins to a single MAC address. Answer: B Question: 2 A customer is requesting help with deciding what authentication protocol they should use with their Extensible Authentication Protocol over LAN (EAPoL) configuration. Their environment contains the following: switches that support EAP-MD5, EAP-TLS, and PEAP-MSCHAPv2 corporate workstations that run Microsoft Windows 2000 corporate servers that run Microsoft Windows 2003 The solution should have the following characteristics: user credentials should be username and password machine credentials should be hostname and password authenticator credentials should be digital certificates a single sign-on solution machine authentication should occur transparently using a random password assigned to the computer in the domain user authentication should occur transparently using the user credentials when the user logs into the computeruser authentication should occur transparently using the userWhich Extensible Authentication Protocol (EAP) authentication protocol should they select? A. EAP-MD5 B. EAP-TLS C. PEAP-MSCHAPv2 D. no supported authentication protocol supports all the requirements Answer: C Question: 3 Click on the Exhibit button. Workstation 1 wants to send traffic through the router to the Internet. The host on has been compromised by a hacker. The malicious host sends a Gratuitous ARP to Workstation 1 reporting is at 0A:0B:0C:06:05:04 and to Router A reporting is at 0A:0B:0C:06:05:04. Which technique and which type of attack did the hacker use? Page 1 of 21

    3 A. ARP spoofing, man-in-the-middle B. ARP spoofing, denial-of-service C. DHCP spoofing, man-in-the-middle D. DHCP spoofing, denial-of-service Answer: A Question: 4 A hacker would like to capture traffic that belongs to other users in the same VLAN on the same switch. To do this they would like to make the switch flood all of the packets on the VLAN. Which technique would the hacker use? A. ARP spoofing B. DHCP spoofing C. MAC overflow D. ICMP echo Answer: C Question: 5 A customer is trying to decide what type of VPN to implement. They are trying to decide between an IPSec VPN and a Secure Socket Layer (SSL) VPN. They need to support remote access and branch office VPNs. Which option should they choose and why? A. SSL VPN, because it does not require client software installation. B. SSL VPN, because it supports the use of a web browser to establish the VPN. C. IPSec VPN, because it supports branch office and remote access users. D. IPSec VPN, because it is supported by all router and firewall implementations. Answer: C Question: 6 Page 2 of 21

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